Office: 928-855-2782

Fax: 928-453-7954

Custom Homes, Design & Build of Commercial, Industrial projects.

3801 Cherry Tree Boulevard

Lake Havasu City, Arizona 86406

www.OxleyConstruction.com 

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“It’s like another world up here.” That’s exactly what Gary Oxley and five other builders have created with the Havasu Foothills Estates. Only a few minutes from downtown Lake Havasu City, the Havasu Foothills Estates is a 640 acre high end residential development with over 100 acres of open space. Pocket parks are spread though out, with a town center, school, fitness center, outdoor amphitheatre and hiking trails planned for the future. “What we’re trying to build is a community, rather than a housing tract.”

It seems hardly fair to call Gary Oxley a “builder”. Working with architects, engineers, interior designers, artists and a host of contractors, Gary is actually able to “visualize and create” the home. His exquisitely designed Spanish Mediterranean styled homes are beautiful works of architecture and design, reflecting his artistic heritage and over 30 years of experience as a builder.

Yet artistic abilities and building experience were not the only elements needed—financing, city planning and tremendous project coordination had to occur. Explains Gary, “As we were putting the numbers together, we were looking for construction financing to help us get the thing off the ground. Mohave State Bank stepped up in a big way and really helped make it happen”. When the MSB loan team got involved, it wasn’t about just providing a construction loan. It was about relationship. Loan officers worked closely with Gary, architects, the City of Lake Havasu, engineers, the title company and many others to “deliver” the project. Says one of MSB’s loan officer’s “The key was not to just provide a loan or paperwork. There are relationships to build, due diligence to execute, reviewing the paperwork for accuracy, monitoring the project, and working with the builder to make necessary adjustments to enable us to complete a project both the builder and MSB can be proud of.” In addition, MSB worked on coordinating efforts with the title company and the City. Says one MSB loan officer, “The title company and the City were very comfortable with working with Mohave State Bank’s because of our expertise and experience in construction lending. They knew that they were working with a qualified construction loan team who was accountable to getting the project completed.”

Today, almost half of Gary’s projects are sold, with over 36 homes under construction or completed. When asked why MSB? Says Gary “They deliver service, quality with a smile. I think that MSB is a community bank and that they represent that. People that you know and trust. The services are by far superior to other lending institutions that we’ve dealt with in the past. It was very important to us that who we were going to use would be a local bank, and that we kept our investment here in the local community.” As Gary says, “We wanted to build a community”…and MSB helped to bring the vision of community to reality.